HELP ----Is Cal Berkeley Worth 60k-70k in Student Debt VS No loans or Debt at a Lower School ? ? ? ?

Can you help him pay his student loans for a few years after? If you total contribution is only 800 a month, perhaps you can continue that for a few years after graduation to lessen the burden, or lower the principal debt. Colleges give you EFC as what they think you can afford through current income, assets, savings and future earnings of the parents. Not just current earnings. I’d recommend that and UCB.