Help me choose reach finance schools that I have a decent chance at for regular decision [PA resident, 3.35 GPA, 1410 SAT, no parent contribution]

For Penn state, you definitely, absolutely need to apply DUS, which is their undecided. Don’t apply business!!! DUS has the same pathway to Smeal as “pre-business” but slightly easier to get into-although still hard. You may have to do 2+2 to get to Smeal. You also need to look at Temple and apply as a safety.