For right now, I’m going to start with schools that could get to $40k via merit aid for a profile like your kid’s or that has a lower start price. For this post, I looked at schools in the northeast or southeast (with one exception).
There are some colleges that I think your kid could have a good shot of getting the price within budget:
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Bryant (RI): About 3200 undergrads
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Emmanuel (MA): About 2k undergrads
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Ithaca (NY): About 4400 undergrads
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Loyola Chicago (IL): About 12k undergrads
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Manhattan U. (NY): About 3k undergrads
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Merrimack (MA): About 4200 undergrads
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Randolph-Macon (VA): About 1500 undergrads a little outside of Richmond
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Rhodes (TN): About 2k undergrads in Memphis
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Springfield (MA): About 1900 undergrads
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St. Joseph’s (PA ): About 4800 undergrads in Philadelphia
These are some colleges where it might be possible to get the price within budget via merit aid, but the chances are slimmer than those above:
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Brandeis (MA): About 3700 undergrads
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Providence (RI): About 4200 undergrads
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Fairfield (CT): About 5k undergrads
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Furman (SC): About 2300…might be just over, but could be under $40k
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Loyola Maryland: About 4k undergrads
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Union (NY): About 2100 undergrads
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U. of Rochester (NY): About 6800 undergrads
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Villanova (PA ): About 7100 undergrads