To your point, these discussions in the household have already begun. I’m looking at a bit of a rolling trend to these cuts.
Son #1 is a competitive tennis player so the healthclub can’t get “clipped” until he gets through the Winter months. Tennis lessons and court time fees will go away once he gets to college as well, which will help.
I’ve already started looking at fair market value of some of the watches to add them to the spreadsheet.
The dinner part will be easy. It’s a non-essential luxury.
The vehicle has low miles and has an excellent reliability record so we’ll definitely look to pay it down and ride it until it dies.
Basic cable is in our future. I’ve researched unplugging completely and using Firestick/Roku/Playstation to get t.v. but it seems far too labor intensive.
Yes, the $10k is largely travel related, both domestic and international. I’ve reached out to alternate clubs already for the 2018/19 season. This child has some potential, which affords us some leverage with coaches that we have yet to tap into.
I will most definitely read the book.
At this point I’ve gone into 1000% more detail than I ever intended. Thanks for all your recommendations and concern. I may end up poor. The whole college process is truly discouraging.