@LordWill - you can run the NPC and get an idea right now, or you can wait for your official financial aid statement. If your EFC is $22,000 and USC meets full need, then your cost each year would be $22,000.00. That’s what meeting full needs means. However, the package might include loans - which are capped by law. The only thing is a private university isn’t bound to evaluate your need the same way you do, or the FAFSA does. They could give you less, or they could even give you more. Which is why I keep saying you should wait to see what they offer.