<p>Keep in mind that this is the FA for freshman year. Each year the tuition, room and board and fees will rise while the FA probably will not. You might or might not get WS or Perkins loan next year. Do you have a four year plan? The Parent Plus loans will need to be applied for each year.</p>
<p>This is a great package but if your parents expect you to pay the Parent Loans when you graduate then you need to think about it. Right now you loans of almost 8000 in your name and you are just starting.</p>