<p>Yes, I forgot about the health plan. Find out right away if you are covered under your parent’s plan to the colleges’s satisfaction, or will have to purchase that in addition to your other costs without aid to cover it.</p>
<p>While you can likely rely on the work study or just get a job on your own if you don’t get it, it is true that the Perkins loan is something you may not see again, in which case your parents will have to increase the Parent Plus loan by that amount. Sounds like you will have nearly 60k debt for this school. That’s a monthly loan payment of $700, actually higher because some interest will be accruing. A bit too much really. </p>