Help me understand my NYU financial aid offer?

<p>What are those loans? it sounds like some are Parent Plus loans. If so, those would be loans that your parents would have to take out. since you are a full Pell student, it’s unlikely that they will take out Plus loans.</p>

<p>the scholarship only pays for tuition.</p>

<p>Pell and Direct/Perkins loans can go towards R&B</p>

<p>work study can go towards misc and second semester books, but you’re going to have to work this summer as much as you can to pay for first semester books and any other shortfalls.</p>

<p>what is the exact breakdown of those loans.</p>