Help me understand my NYU financial aid offer?

<p>Thank you!</p>

<p>Heres the loan breakdown (per year)
Federal Perkins Loan: 2,400.00
Spring Federal PLUS Loan: 3,030.00
Subsidized Loan 1: 3,500.00
Unsubsidized Loan 1: 2,000.00
Fall Federal PLUS Loan 1: 3,030.00</p>

<p>They’re okay with taking out the plus loans but don’t have any money to give me. It I have Pell grant, we can’t take out plus loans?</p>