<p>63,508 has to be paid up front. So that will be covered by 63,600 in grants and loans. So there will be almost $100 given back to you. That’s not enough to cover your books for the first semester, which is estimated at $535. You can try to keep that down by purchasing used and books can be rented now too. But there will be some you can’t avoid buying. Misc of 1,000 per semester has to cover subway fare, tooth paste and deodorant, whatever small expenses you have, a slice of pizza out. Your work study can cover that, and you can save enough for the next semester books. Look for work study online before the semester even begins.</p>
<p>Seems like you should be working this summer to help. Your parents Plus loans payments will start in spring, I think. Next year those payments will double, Jr year triple and Sr year they will be 4x unless they are deferred. Are you sure this is your best option? Seems you want to be working summers to help your parents with those payments.</p>