<p>
SWILL2011, as josebiwasabi mentioned, the EFC isn’t quite “evenly” split. Each student will have their own self-help portion, which at USC may consist of summer earnings of ~$3,000, Stafford subs and unsubs of $5,500 freshman year, $6,500 soph, and $7,500 each jr. and sr. years, and possibly federal work/study of $2,000 - $3,000. USC will also consider the costs of the insitution the other student attends - an in-state public costing far less than USC would leave more funds available for the USC student, for example.</p>
<p>For many families, having two or more students in college at the same time is a great advantage because the EFC is spread amongst the students - so much of an advantage that some families consider a “gap” year for the older student when they are only a year apart. You can get an idea of how your EFC will be affected by using the FAFSA 4-caster and the calculators availble at the College Board site - be sure to use “Institutional Method” at College board - and enter “2” students in college. </p>
<p>FAFSA 4-Caster: <a href=“https://fafsa.ed.gov/FAFSA/app/f4cForm?execution=e1s1[/url]”>https://fafsa.ed.gov/FAFSA/app/f4cForm?execution=e1s1</a>
College Board Calculator: [EFC</a> Calculator: How Much Money for College Will You Be Expected to Contribute?](<a href=“http://apps.collegeboard.com/fincalc/efc_welcome.jsp]EFC”>http://apps.collegeboard.com/fincalc/efc_welcome.jsp)</p>
<p>Athene, in the past financial aid packages all came out during the first week of April. So more waiting (sorry!!!).</p>