Most students in one area I know well, work their way through college. They live with their parents and commute to college , often part time, often to the local community colleges. Often taking classes that are given close to home, not at the main campus.
It’s s slow, painstaking process that rarely results in a degree, not even an AA, much less a Bachelor’s.
A cousin did get his BS a couple of years ago. It involved commuting too far to a 4 year school. He finally was able to devote enough hours to school to get financial aid. It took him 8 years to get his degree. He slept in his car some nights when he had classes two days in a row.