I am disagreeing with the statements I quoted which both said that there wouldn’t be any money for a $200k family with only one kid in college. @thumper1
I just ran the same numbers for Colgate as I did for A, W and H and got a very similar number. Family expected to contribute 38k plus 2500 work and 2500 loan.
So one in college could clearly still get something - even rather a lot. Even from Colgate.
Edited to add I just ran Colgate again with 2 kids in college. The offer went up by $8k a year.
FAFSA may halve the contribution for 2 vs 1 but we cannot state that all colleges do the same.