I’ve known two Yalies very well who “fell apart.” One killed himself in his early 40s, the other drank himself to death well before he smashed into a concrete wall in his mid-40s. Neither really became homeless, though a few more years and they could have I guess.
I know another Yalie from the same class as the first one who is now worth more than $10 billion (yes, billion) based on some outsized early career risks he took that paid off “bigly.” Sadly, I know him quite a bit less well…
Life is strange that’s for sure.