<p>Thankfully I’ve never had to file a claim, so I can’t comment too much. In the past I’ve bought insurance from TravelGuard, and I think I bought the policy through the airline’s website or Hilton. I just checked the AAA (auto club) website, and they offer insurance from Allianz travel insurance.</p>
<p>Buy the insurance as soon as you have the dates set for the trip, because it becomes more expensive as the trip gets closer.</p>