<p>I don’t think they will increase your aid if you change it from off campus to on campus because the rates are about the same. </p>
<p>It says so here:</p>
<p>[USC</a> Financial Aid - Applying & Receiving Financial Aid - Special Circumstances - Factors We Will Consider](<a href=“http://www.usc.edu/admission/fa/applying_receiving/special/housing.html]USC”>http://www.usc.edu/admission/fa/applying_receiving/special/housing.html)</p>
<p>" Your eligibility for aid will not change if your living arrangements change from “USC housing” to “non-USC housing, but not with parent or relative.” </p>
<p>If your housing plans change from “living with parents or relatives” to “living in USC housing” or “non-USC housing but not with a parent or relative,” your eligibility for aid may increase."</p>
<p>USC uses CSS Profile to determine your aid, which factors in your family’s assets, while FAFSA does not. So if you own a house… etc, they will take consideration of that.
Regarding loans, I think most students will have that in their package because loans are considered a form of financial aid too… just not free money like grants. Did they give you work study?</p>