Well, that I’d be interested in seeing stats on. Mostly not true for the Bay Area full pay families I know, for example. It would be an interesting exercise though.
@cloudymind - What are the references ChatGPT uses for its summary? I usually go back to the sources and see what gets used… I’ve seen ChatGPT do some rather strange interpretation of its sources on occasion. Are you posting here to see if personal experiences match up to the summary?