There are definitely ways to cut costs. Are you deadset about being in a fraternity? Fraternities can be moderately expensive or very expensive depending on the fraternity. Those who have sons in fraternities can hopefully chime in on the specific costs.
You could consider not joining a fraternity till your second year. You might find by that time that you have established a set of friends and already found your niche. There are also professional fraternities that have a nominal cost. In addition, there are over 500 registered groups/clubs on campus. There are also many churches and a Hillel, which sponsors various student activities including some free meals. So basically, all your entertainment can be virtually free. There are many musical/theatre/sporting events which are free to students and football tickets can be purchased at a nominal charge.
Of course, first year housing costs can really only be moderated by selecting the more traditional housing options, but second to fourth year housing can be less expensive than living in an individual bedroom suite on campus. You will just have to get roommates and Not pick the newest apartment complex with all the fancy amenities. You will have to choose a more frugal option. Since, you will not need a meal plan after your freshman year, you can save money by cooking in your apartment and limiting restaurant meals.
You can reference this thread (link below), There might be a few items that need updating, for instance I think the cost of dining dollars is a bit higher now. However, there are still some good suggestions. Also, you can do a search in this forum for other ideas.
http://talk.collegeconfidential.com/university-alabama/1605777-cutting-costs.html#latest
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