<p>I would suggest asking your parents if there is a yearly budget they would suggest for your college selection without you personally taking out loans. You really need to know this as you do not want to be caught with final college choices that are not financially feasible.
An in state school as well as a private school with good merit where you are well over the 75th percentile could provide good financial safeties.
A lot of debt at the undergraduate level will make paying for graduate school very difficult.
I beleive you parents will be impressed that you are concerned about the financing of your college education. It also shows that you are taking their needs into account too.
Good luck.</p>