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<p>I agree in the sense that I took care of my own degrees but that was at a time when
the cost of a university education was small in relation to what you could earn with
unskilled labor. Today, the ratio of earnings required to pay for university to unskilled labor wages is much higher and this reduces choice for a lot of student. If you go to community college for two years, you can certainly take this approach as tax credits and the things that you mentioned should cover your educational costs. Two years of university would be a little harder but overall debt should be below average.</p>
<p>A lot of parents do feel a responsibility for college - we’re in that camp. I got awful grades outside my major in my first year of college and part of that was due to working 20 hours a week. Still, no regrets.</p>