<p>Garland - No problem. I probably should have pointed out, as I usually do, that I get the numbers from the loan calculator at finaid.com
[FinAid</a> | Calculators | Loan Calculator](<a href=“http://www.finaid.org/calculators/loanpayments.phtml]FinAid”>http://www.finaid.org/calculators/loanpayments.phtml)
who do base it on a debt/income ratio - they come up with the recommended salary as follows
.</p>