<p>SCM–thanks. I did figure it was from a calculator along those lines. My point still is, it seems fine to say that on should avoid more than 10% of your income for student loans, but turning it around, saying–whatever your yearly payout, you must make 10 times that, seems counter-intuitive. 233K leaves 200Kfor the rest of one’s life–surely no one needs that in order to be paying off 24k/yr loans. You don’t need to be more affluent post-loan payment, is my point here. You do need, though, to *get *how much of your income will go to those loans.</p>