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My parents make 200k+ annually but claims that he can’t help pay for my college much.
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Reading between the lines (and guessing), it sounds like the family may live in a pricey area, money is tied up with mortgage, cars, and other expenses for their lifestyle.
Their money, their choice.
However, they need to understand that they would have to qualify and cosign those loans they want you to take. Likely they will NOT agree to that…(even if they say they will at this point).
So…
Time to get real…
What are your stats? You need to include 2-3 schools that will give you massive merit (not just half tuition or similar). You need MASSIVE merit as backups.