<p>to my knowledge:</p>
<p>university grant, work study, loans in that order</p>
<p>however if you have extenuating financial circumstances you can try appealing so that they just reduce your loans (make sure they reduce/remove the unsubsidized before the subsidized). my freshman year i had a $1500 scholarship and after appealing they took it off of my unsubsidized loans.</p>