<p>I just remember them… but actually I rotate about 3-4 on a regular basis</p>
<p>Combination of many methods posted already.</p>
<ol>
<li><p>For many websites I have a standard phrase that I add to the initials of the website to create a unique password.</p></li>
<li><p>I have a password protected excel spreadsheet that has a filename that does not include the word “password” for many websites, usernames and passwords.</p></li>
<li><p>For my bank and brokerage accounts I use a truly random selection of lower/uppercase letters numbers and symbols for pw that I change every couple of months. </p></li>
<li><p>My bank also texts me a 4 digit code before I can do my online banking. This made me feel very comfortable until my sister was almost victimized by a fraudster that activated her call forwarding and had calls to my sister’s phone forwarded to the fraudster! It almost worked. They actually drew down her HELOC but were stopped when they tried to transfer funds out of her account.</p></li>
</ol>
<p>The more commonly used ones, I can remember. The more obscure ones…I keep written down in a notebook in my safe. Now, if I could just don’t forget the combination…</p>
<p>I use 1Password by Agile Systems. It syncs across my various devices. It generates passwords and remembers them for each web page. On my home computers, it recognizes the websites and fills in the passwords and user info. On my iOS devices, it is slightly more cumbersome unless I use 1Password’s own browser; I cut and paste from the 1Password app into Safari (or other browser app). I don’t even know some of my logins and I certainly don’t know most of my passwords.</p>
<p>well… I leave my stuff logged in on the computer generally. So, if I don’t go somewhere for awhile, or for another reason have to re-enter my password, sometimes it takes me a few tries. I have a few passwords.</p>
<p>At work I have to change my passwords every 90 days, and we have way too many… so I have a file on my computer with them.</p>
<p>I have five passwords. One is the low-security password, which I use to log into read-only sites (newspapers, etc.). Next is the “I don’t care much” password, for sites like this one where it doesn’t really matter, because there’s no financial info. Next level is for discussion groups where my real name is used. Fourth level is financial info but on a read-only basis (like a credit card log) and email. Fifth level is only used for three financial sites. </p>
<p>Periodically I roll the passwords down. About every six months I create a new fifth level password, then make the old top level the new fourth level, etc. I almost ever bother changing the lowest level, though.</p>