<p>My D’s initial offer included some merit-aid and need-based aid. The need-based aid was a combo of university grants, loans and work study. When her merit aid increased our “need decreased” so university grant and work study was no longer offered. In our situation what we would actually have to pay was adjusted below our EFC so that is why only the loan remained. I don’t have the original offer so don’t remember the exact numbers and each family will be different. </p>
<p>I don’t think Northeastern meets full need either. We do know a student who had so much financial need that the university still gave the university grant, work study and pell grant. </p>
<p>Double check with financial aid but I think if you bring in outside scholarships this will not decrease your need-based aid.</p>