How in the world do people pay 55k/year?

<p>It depends on what you mean by your family. You mentioned your brother and because of his income, your family owns a number of homes. The question is under whose name do the homes belong to? Your parent’s asset (not just income) will adversely effect your ability to get financial aid but your brother’s would not. I would start by looking up how FAFSA works and start filling it out to calculate your estimate EFC on various websites that offer such information. A lot of colleges do not exclusively use FAFSA, but it should give you a pretty good idea where you stand.</p>