<p>Sewhappy -</p>
<p>Tax-free municipal bonds!</p>
<p>Reading this post, I would guess a lot of the strongly opinionated individuals who posted are losing lots of opportunity to make a decent return. It seems consistent that when the economy is having issues, investors panic and pull money out of the market. When times are good, they invest. The end result is buying at a high price and selling at a low price.</p>
<p>what is the general consensus about social security for those of ~ 50 years old? </p>
<p>Part of my career was with a FORTUNE 5 company with a very generous pension plan. So, our combined social security payments and pensions is estimated at less than $5K a month. By then, the house, cars and colleges will be all paid for. </p>
<p>so our retirement saving is relatively light. Got to pay for those expensive private colleges.</p>
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<p>Dad II…from all of your other posts…you are paying $10,000 for your daughter to attend Stanford, and are looking for the same sweet deal for your son. $10K per year for each child IS NOT expensive private school tuition. It’s 1/2 of instate cost of attendance at inexpensive flagship U’s.</p>
<p>I thought you also had stock options that you continued to purchase with your current company (or did I misread that on the post where you say you are still investing with the market prices being so low). </p>
<p>I DO agree with you on one thing. It’s great to have minimal debt when you retire. It’s great to have minimal debt…period.</p>