I graduated with a BS and an M.Ed. in education in 1987 at 20 years old and 45k in debt. Got a job teaching school for a whopping 18k a year…it was a financial disaster. Ruined my credit for years - income-dependent options helped in the short-term, but I am STILL paying off my loans in 2019. (Gosh that’s shocking to see in black and white.)
I wish I had known then what I know now. (I was also a teen mom, so had more financial challenges than most.) Keep educating your daughter about personal finances - this is a subject they should teach in high school and college imo.