@Thumper1, yes, started as a freshman at 17 when my daughter was 10 months old, finished my BS in 3 and then my Masters in a year. Started teaching at 20 which seems insane in hindsight. 
If I only I had been more educated about money - I had Perkins, Direct, and some institution loans…and yes, was funding rent (Corey Village family housing at UF), childcare, etc. as well as tuition. I did have some Pell grants and OOS tuition waivers, but it all added up. I tried to get through as quickly as possible, but I really couldn’t pay childcare, rent. car payment and student loans on a teacher’s salary. I ended up defaulting. Later, I was able to “recover” the loan to salvage credit, but I paid minimum payments based on income for about 12 years, which maybe covered the interest, but didn’t touch the principal.
Gosh, now I’m depressed…lol…but it’s also why I’m so passionate that we need to educate these kids, particularly those who are first-gen students like i was. I had NO idea what I was doing when I signed for the loans - I was just trying to survive and thought college was the solution - regardless of what it cost.