<p>KK, you bring up some interesting points, as does Sybbie.</p>
<p>So let me rephrase my question, for those with undergrad degrees in social sciences/humanities (i.e., majors other than STEM or business), interested in working in high cost of living areas (like NYC or Boston or Wash DC), where the forgiviness programs are not worth as much (because the poverty level threshold which is part of the calcuation of forgiveness is not COLA adjusted) - how much debt is worthwhile for schools ranked under say 25</p>