How Much Do You think You Need to Retire? What Age Will You/Spouse Retire? Investment and General Retirement Issues (Part 3)

[ClassicMom98]

It was suggested I repost this here for the more financially savvy. Thanks in advance for any advice!

Wondering if anyone knows how and if this can be fixed. See my rant below.

@ClassicMom98

Last Monday, all I wanted to do was roll over a very small traditional IRA that was in a 5 yr CD to a different financial instruction where I have a larger traditional IRA. I had the form from the receiving institution saying exactly what I wanted. After 45 minutes of clueless pecking and calling people, the guy gave me the check to mail. The account disappeared as expected in my app.

two days later my account reappeared with $3 and change in it. It said the check was just a withdrawal. So I go back and tell them I think they messed up. The same guy said he did it right and it would take care of itself. uh ok. An hour later I get a call from him. He messed up. He’s mailing me another check (made out again to the other financial institution) for the amount. Great. I receive the check on Saturday.

This morning I look at my bank account. Not only is the account still there, it now shows $4.00 in there and there’s no record of the second check.

Long story short, the bank person on the phone - after a lot of going back and forth about where to send me, came back on the phone and said everything would be taken care of all by itself today. Well later I got a notification that I was credited $0.10 to my savings. Nothing in the IRA changed until tonight. It now shows they debited $3.90 from the IRA - the amount of the check they cut to morgan Stanley last Wednesday - but they gave the dime to ME - not to my traditional IRA with Morgan Stanley. Omg. I don’t even know where the dime came from. The $3.90 was supposed to be the interest from the time it closed to the day he cut me the check.

Is this something that can even be fixed? Should I even bother? I know it’s a dime, but I’m so freaking paranoid. I don’t know if I should go down there again or what. Or is there a chance this could magically correct itself overnight? I am sooooo irritated with this.