When I have health issues I ask a doctor, for legal concerns a lawyer and car problems a mechanic.
I will share that I use an outside financial consultant to help manage our families investments (in spite of having an MBA, numerous licenses and 30 years of markets experience). Simple reason is that I don’t believe in being cheap when outcomes matter. I seek out informed and unbiased expertise and am willing to pay for it. I do believe you get what you pay for when it comes to certain things.
Others can differ and flaunt their claimed results or wealth (we are private about such matters) and I tip my hat to their financial road not taken and frugality. Good for you and happy holidays.