Micro-retirement, anyone? Evidently a new concept with Gen-Z. Could definitely add a few retirement planning wrinkles.
https://www.fastcompany.com/91357784/what-is-a-micro-retirement-inside-the-latest-gen-z-trend
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Not sure if thatâs a dealer that is ignorant, neglectful or a crook. Regardless, that is why I prefer my local mechanic whenever I can use them.
The new car dealers we have used seem to want to build a ârelationshipâ on the sales side but always seem to make errors to their benefit on the service side. Pretty consistently bad experience in that regard.
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This sounds like one of those made up articles devoid of reality.
Micro-retirements can look like:
- Quitting a job, and finding a new job when youâre ready to work again.
How many people can just quit and find a new job every 12-18 months. And how often can they keep quiting and finding a new job before a prospective employer questons why theyâd hire this person.
Why did you leave your last job?
Micro-retirement.
And your previous job?
Micro-retirement.
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Itâs definitely not something I would be comfortable doing. I think in some fields it may be feasible but I would think youâd have to be very good at what you do in a high demand or niche field.
Isnât that just being an independent contractor?
Yes. Independent contractor who works on projects or some kind of consulting.
Who gets burned out every 12 months? And 1-2 weeks isnt going to solve that.
What this thread has told me is - just like life.
Some want guidance - hence we have full service brokerages - either commission by transaction or by % of assets (which is more common today).
Others are do it yourselfers - hence the discount brokerages and now the internet only brokerages. And of course to enhance revenues, some of these offer access to âexpertsâ - either actual people or computerized.
One is not better than the other. One is better than the other depending on the type of person.
And one doesnât need a certification to be better.
And many of your foremost investors over time eschew the experts - and simply say to play the index or to buy companies you will hold forever.
Others, even do it your self-ers, may have blind spots in certain areas, like wills/trusts and seek assistance in those areas.
Everyone is different - there is no exact perfect way - we are over 300 million people in this country and all are unique.
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Interesting list and methodology.
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It is an interesting list (especially since my state made top 5). But⊠as with all these lists, the major criteria vary a great deal by area of the state: affordability, quality of life (which of course is pretty subjective), healthcare.
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The best states to retire for taxes list
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I canât say what I want to say here. But Iâm livid about this. My state isnât affected ⊠yet. I assume itâs just a matter of time before we all are affected. This is the link to the Federal Register: https://public-inspection.federalregister.gov/2025-12195.pdf. You can see the âwastefulâ procedures beginning on page 7 of the pdf. I think my favorite is diagnosis and treatment of impotence ⊠Iâm betting this one is dropped before the program is rolled out nationally (if it is).
If you read the FR, this all makes little sense. What bothers me is that I think it may be testing the waters on the way to a major move to change Medicare to an advantage model, which has been pushed in some circles. After waiting on pins and needles for several days last week while my MILâs advantage insurer decided if they would approve subacute rehab for her broken pelvis (4 fractures), I donât want to have to go through that myself as I age.
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I certainly have a concern that down the road we will all be forced to take Medicare Advantage plans. I have a few years to decide, but so far Iâm leaning toward traditional Medicare (even though my retiree plan has a MA PPO plan that people seem to like).
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Of course, Dr Oz owns over $30M investment in companies attached to Medicare Advantage - why would he not steer everyone that direction.
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Greed at work. Because, of course, traditional Medicare costs the government less per person. It just doesnât make insurance companies as wealthy.
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Very timely. Thanks
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I think that suggestion would be a logical move - if your FAs will continue with you as clients (which they should). Sometimes a FA will screen clients where their services are beneficial both to the client and the FA.
Recent laws finally removed the âpunishmentâ for having private and public sector retirement, WEP Winfall Elimination Provision â Social security Fairness Act. Second thing was Government Pension Offset eliminated, which âpunishedâ people with some of their SS offset due to their government pension.
I imagine as soon as this became law was the date of changing these injustices, with SS running a computer program to increase those payments to the individuals affected by these two situations.
With the new tax bill, as a married couple both over 65 we will be getting a much bigger federal deductible this year. I am thinking it makes sense to take out some IRA funds this year while we have this tax break. (Still staying under the $225 for married limit). Does this make sense?
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