<p>I know quite a few incredible students of all races and nationalities who did not receive free money from UM (in state students). Most of my kids’ friends are at UM … smart, involved, high grades, high ACT scores … and high enough EFC’s that they didn’t qualify for need based aid. Merit aid is hard to come by for UM (not impossible, but considering that there isn’t much & everyone is well qualified for it …).</p>