<p>I think giving the kids a solid undergrad education is the best “inheritance” we can give them. I chose not to pay for the most expensive (full-pay, 62K+) college, because I think saving for retirement is also important, but both of my kids are going to fine schools. One will graduate with minimal debt, and the other with no debt. I also think experiences as a family are very important, so we continue to take pretty nice vacations together. One could argue that I could have used the vacation money to pay for the most expensive school, but I chose not to. My choice. </p>