You will find there is a contemptuous attitude toward anyone that has worked hard and is able to pay for any part of college on this forum, even if it means they can no longer make their house payment or will be unable to retire with anything. There seems to only be a desire to advise those that need their entire college paid for by the school or government regardless of the reason they are in those circumstances. Your concern is a valid one nolagirl. I would apply for what you can, but not count on additional funds and have a plan B. Maybe a surprise will come your way.