How the heck am I suppose to pay for all this !?

Like I stated above, most students do not go away and live at college. Most will commute to their local 4 year university or community college. You still have not stated if SLO is your local CSU as indicated by your previous posts? If so, going to Cuesta for 2 years would save you money and then you could transfer. Your CC costs would be covered by Federal and Cal grants.