The go to IU and pay for it. You’d have to have one mighty nice job to make up that $20k/yr that IU will cost you. If you go to IU and get a job that pays $10k/ more per year, it will take 8 years to make up that tuition premium.
I don’t think it is all about the job or the ROI, but some of it is. If you can afford IU and that’s what you want, do it. If you can be happy at UCinn go there and save the money.