<p>You are a Hispanic applicant with fine grades and a fine SAT score. You’ll have little difficulty getting into the schools you want, provided that you write compelling essays.</p>
<p>Brown may be a toss up for you, but were you accepted, you would receive a generous need-based award, which you could supplement with federal work study and also a few thousand dollars in loans, perhaps–which, in the big picture, is nothing.</p>