5amWe5t (the OP) isn’t talking about high debt vs less debt; his situation is that his parents make too much to qualify for need based aid but don’t intend to help him pay for college at all.
He can’t borrow more than the federal student loan (~$5500/year), so discussions about how much debt is worthwhile won’t help him. I agree with Blossom; worrying about how to pay for a $30k college when you don’t have access to $30k is a useless exercise. OP doesn’t have that kind of money and can’t borrow it. He needs other options.