How to pay for college with no financial aid OR help from parents?

I didn’t know it was possible to take on more classes and graduate in less than four years, which is helpful. After talking to my parents, I think they would be willing (or at least don’t have any other options) to take out loans to allow me to go to Madison. They really want me to go there, and I really don’t want to go to UWGB, so it’s a good compromise. The UC schools are obviously out of the picture but I am still curious about whether I will get accepted to any of them. From my understanding I am not able to take out loans over $5,500 per year as a student, correct? at least on my own?