@Chopinspiano my D is at Howard and loves it. Having been only to pred. white private schools it was a big, but very good change. Still, she is telling her younger siblings only to go to Howard if they get the full ride (one is doing an ACT prep course this summer) or can get by solely with the standard (5-7k per year) loan and our (parents) help. @Readyplayer I think she’d advise you of the same. She is not an advocate for drowning in debt for undergraduate school. She is not having to borrow at all,and is very glad, especially as she sees kids struggling to get jobs off campus and give up summer opportunities to work and pay tuition, always on edge about whether they can borrow and earn enough to return.
@Chopinspiano initially her first choice was not Howard. But she loves it and you will be able to do the same at your college I am sure. Also, Howard and Spellman both do semester exchange programs with PWIs. If your school is on the list, consider spending a semester at an HBCU and you’ll get that experience and STILL come out in better financial shape. Embrace the college that embraced you.