Hurricanes Helene and Milton

Haven’t been on CC in the past few days as we’ve been managing things with my dad in Augusta.

My dad lives right outside Augusta in Columbia County, GA. 99% of folks are still without power. Richmond (Augusta), Chatham (Savannah) and Columbia (suburban Augusta) are the top three counties on the blackout list.

Dad’s house was hit by six trees – two of the bedrooms now have lovely views of the sky! It’s bad, bad, bad. Reported 102 mph gusts at the time of the damage. Broken joists, water damage, drywall and insulation everywhere. His truck was damaged, but mostly just cosmetic, which was a minor miracle – it was completely covered by trees and branches. The trees were on the opposite side of the yard – but were tall enough to hit the house. His isn’t even the most severely damaged house in the neighborhood.

One of my sisters is local and after much convincing, Dad finally agreed to stay with her Friday and Saturday nights. My niece found Georgia Power’s policy on restoring power – GP won’t do it if you have structural damage, even though Dad’s on the priority restoration list because he uses oxygen at night. That seems to have sunk in.

My other sibs drove down from NW GA and KY to help, and they got a lot of the wet stuff cleared out – but since there’s no electricity, we can’t run big fans.

USAA somehow got tree guys from FLA to come up and Sunday they got things cleared enough so my B and BIL could tarp the roof. My sister drove around the neighborhood and says 80% of the houses have damage. The videos are devastating. About 1/3 have trees on/in the house. Georgia pines don’t do well in big storms. There has been a curfew the last couple nights.

My sibs have ok’d using the photos they’ve taken, but I’m not showing any parts that would be searchable on Google so that my dad has privacy and safety. He’s staying with one of my other sibs for a while, and I will go down when he returns.

While Dad was incredibly stubborn about wanting to stay in a house that has no power and is exposed to the elements, I also realize that staying at home means he can still go to his water aerobics classes, church, grocery store and astronomy club events, and go deliver communion to his shut-in families who are now some of his dearest friends. Those are the things that at age 87, feed his body and soul. I worry that being in another state may prove very isolating, even if he’s with family and great-grandkids.

Hole in one of the bedrooms

From the upstairs deck

The back slant of the roof isn’t supposed to look like that!

Trees that hit the roof and truck

Other bedroom with insulation on the bed, drywall hanging

All that said, we are lucky. Can’t even fathom having towns swept away by water. My nephew was coming up for S2 and DIL’s local wedding reception and had left ATL Thursday night and drove to just east of Asheville to spend the night so he could get ahead of the storm. Instead, he woke up to it, but was on the outer edges. Things could have gone so sideways.

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No words. Look at that damage. I’m so sorry for your dad! Of course he just wants his regular life back. Seems it’s going to take some time though for his house to be up to snuff to live in!

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So very sorry for you and your family.

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I am so sorry. That is just awful. How hard for your Dad (and y’all!)

My sister lives in Charlotte. They have (had) a very nice mountain home around the area and they were going to the mountain last weekend, except for the fact my BIL needed a medical procedure done. She said roads to the mountain were completely washed out. People up there had to be airlifted out. They still don’t know what condition the house is in.

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I asked my sister if she had Hurricane insurance and she didn’t know last night. I remember when Hurricane Floyd hit NJ we didn’t have hurricane insurance for our business site. I didn’t think much about it at the time because we rarely had hurricane in NJ. The damage cost closed to .5 mill. I was able to get the insurance company to pay because our fire water sprinkler went off due to the water pressure, and that was covered. I still remember FEMA was useless. The only thing they would do was to give us a low interest business loan, and they required a long application and financial statements.
I wonder how many people in those areas do not have hurricane insurance because it was so unlikely to have hurricanes.

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I am so sorry to all of you who got hit or have relatives who were hit by the storm! Somebody asked about Eckerd College in St. Pete which is where my S23 is a sophmore. They shut the school down ahead of the had all of the kids evacuate. I asked my son if he wanted to bring a friend home (we are on the east coast of FL) , he called and asked if he could bring four so we now have 5 boys crashing at our place. They of course thought it would only be for a few nights but looks like it is going to be a bit longer.

They have not sent any pictures but the latest update did not sound good - as of yesterday they still did not have power or phone/internet and many parking lots had storm surge as well as water intrusion into many buildings and that campus is littered with marine wrack, tree debris and dead fish.

They will update again tomorrow but I have a feeling these guys are stuck here for a few weeks. Three of the four are international so they are really stuck. They seem to be ok for now - having fun going to the beach, playing golf &tennis, watching lots of football. But I am sure they are starting to get sick of it - just awkward having to live in somebody elses house plus two are on air mattresses.

Hopefully the update tomorrow will be a little better.

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@CountingDown I’m heartbroken for your family. I can’t imagine figuring where to even start. Hearing personal stories makes it all more real than just seeing it on the evening news.
@oldfort what does hurricane insurance cover? Is it in addition to homeowners? We have earthquake insurance on our personal home but I figure if one happened it would be a battle to collect. During the Northridge earthquake my husband’s business had multiple properties damaged and getting the insurance companies to pay was difficult.
My son in law’s dad and his wife recently moved to North Carolina. They have only heard that they are safe.

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@momtogkc, thank you for taking in some extra kids. They might be feeling awkward, but I’m sure significantly less so than if they were out on their own.

Where I live (where hurricanes are not uncommon) there is usually a separate deductible for hurricanes, but it is included within regular homeowners’ insurance. Thus, it covers everything a regular home insurance policy would cover, after its deductible is met. It does not, however, cover flooding. A separate policy is needed for that.

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When my late parents’ house was hit by that Halloween storm in 2011 that was mentioned upthread, the adjuster had to check the weather/wind/and I think barometric pressure history of the storm when it was in their area to confirm it was qualified as a hurricane (covered) and not just a lower, tropical storm (not covered).

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You are a kind soul to serve as home away from home with the four extra young men. That is a lot to handle (just the space and TP, and hot water alone) and yet you are there for those kids. How compassionate. :heart:
I hope Eckerd is able to reopen sooner than later but sounds like it might be the latter.

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How interesting! In our neck of the woods there’s no differentiation. I’ll have to double-check our policy to see if named storms (i.e. Tropical Storm X) are included in the hurricane provision, while unnamed storms (any other storm) just fall under the regular homeowners’ policy.

I do recall that when Hurricane Katrina hit, the insurance adjusters were definitely delineating between flood damage and wind damage (i.e. a window that looked like a ball had been thrown into it was covered by homeowners insurance because it was a wind damage, but everything damaged by water up into the attic was not because it was flood damage). Sadly, a colleague had her house entirely disappear and neither her flood insurance nor home insurance wanted to cover the loss, blaming it on the other form of damage (she ended up getting a lawyer).

Asheville update…Son is back to work at the hospital. He says the National Guard is going to drill a well, so they can get water at the hospital. They also are providing gasoline at the hospital, with armed guards, for hospital employees. A fellow-employee waited in line for 3 hours for gas at the hospital. Looting has started and several people have been shot at gas stations. They also had to add more security at the hospital, as looting started there. They have cell service at the hospital, but they have to drive to “a hill” just outside their neighborhood to get internet at home. They have water at their home, but have to boil. The biggest worry now is the sewer system. They are expecting back-ups, so at that point, many locations would be uninhabitable.

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This morning, our son sent us pics of the damage to houses in the Augusta-area sub he and DIL moved from last year. The trees around one of his friends’ houses miraculously fell so as not to damage the main house:

But others were not so fortunate. Like @Hoggirl, he and his wife are feeling a bit of survivor’s guilt as their friends deal with this aftermath.

Following this thread and sharing sympathy for all who were in the path of this storm.

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Ugh. Back to being missing. The fire crew messaged my sister to get the specific address to check on her specifically, and she did not come to the door despite them banging on all doors and windows. They did not say if her car was there and are going back to check later (by tomorrow morning). Could be be at a neighbors? Or maybe just scared to come to the door for some stranger banging on it (thought I would think they would identify themselves while banging?)

I’m figuring if her car is not there, we are going to have to file a missing person’s report.

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Are you the one who would be making the decision to request, closest person to her? How old is she?
I would request a check if she is “elderly” and alone. I’ve no idea how it works but if there is a team assigned to that area, then ask. Best wishes. I know you are worried.

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Sorry y’all. yoyo day. 2nd crew made contact!!! She was at a neighbors hanging out!!! Hopefully this will be the last one from me!

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Seriously, I’m so happy to hear this! That last post had me worried!

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Oh, I have goosebumps hearing this good news. SO glad your sister is OK and that she has others nearby so they can watch out for one another.

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