<p>
</p>
<p>Combination. I have about 15k worth of academic scholarships a year through outside scholarships, MSU and UMich both more than made up the difference through federal aid and academic scholarships. (I have a pretty unique background that opened up a bunch of scholarship opportunities). When I first got my FA packages from MSU and UMich, they both met full need before my outside scholarships came into play (again, through need and merit). I actually got more merit based aid from UMich than I did from MSU lol.</p>