I can no longer afford my education and next year is my last year, what do I do?

[spinthatrecord]

@cptofthehouse

So, you are Ok for the 2019-20 school year? You have received PELL and loans, and whatever the college gave you based on the FFSA that uses 2017 information for the current school year.

You just filed the FAFSA for next school year, 2020-21, and you used your Father as custodial parent because you lived with him more than your mother in 2018. But he has a wife with income and assets that knocks you out of PELL grant and other aid category. You have a higher EFC than you can afford. You are not entitled to much if any grant money for the 2020-21 school year? Does this summarize your situation?

Yes, basically!

But all of 2019 I have been self-sufficient and moving back home is not an option, as there’s no room for me to live at home anymore. My dad’s living environment is also not ideal.

I spoke with a Financial Aid advisor today and she went ahead and told me to fill out a form in January that details my circumstances, in the event that they do declare that I qualify for an independency override.

I did already file, but I am going to see if I can make corrections necessary to complete the FAFSA.