<p>Well, Rice caps the amount of loans at less than many schools – here’s a quote from their website: Two years ago Rice implemented a policy under which no loans are required for students whose families have incomes of less than $30,000. For 07 entering students from families who have incomes above $60,000, Rice limits total debt to $14,525 after all four years. This cap is lower than the $23,000 federal loan limit.</p>