<p>IU does rolling admissions so that means you will not be applying ED. </p>
<p>The criteria for direct admits to Kelley are here:</p>
<p>[Future</a> Freshmen: Undergraduate Program : Kelley School of Business: Indiana University](<a href=“Undergraduate | Bachelor's Degree in Business | Indiana Kelley”>Undergraduate | Bachelor's Degree in Business | Indiana Kelley)</p>
<p>so No you are not a direct admit based on the GPA. We have no idea what your CR and M scores are based on your post. Is that GPA weighted or unweighted? </p>
<p>It’s not hard to be admitted to Kelley later, IF you meet the criteria. There are numerous threads here which discuss that. The above link also contains a link to those criteria.</p>