You need to speak with your counselor without your parents present so that you can be straight with that person.
The amount of debt your parents are thinking of having you take on is ridiculous. How did they get the notion that it is normal? Who have they been speaking with? Where did those parents find the loans, and how easy has it been for the kids to pay the loans off?
The Covid-19 situation is going to be a lot worse before it gets better. Most colleges are making plans to be online in the fall. Some are already discussing cancelling the fall terms entirely. So chances are wherever you would enroll, you still will be studying on a laptop in your bedroom at home. In that case, it makes best sense to choose the cheapest option (nice Jesuit College), and then when/if the dorms do open up one day, move onto campus.