I live with both parents but my mom wants me to only put her income.

Ok…straight talk.

If your parents are married, they will need to indicate MARRIED on the FAFSA form. Their tax filing status if living together will either be married filing jointly OR married filing separately. No other options.

Colleges REQUIRE a tax return verification of some sort. If your parents file jointly, they can use the IRS DRT when completing the FAFSA. This will include both incomes. Or they can send a tax transcript.

If they file separately, they cannot use the DRT…and will be required…listen again…required…to send a tax transcript for BOTH parents.

If your mom indicates “married” and is filing any other way than above…then she has tax filing issues which are a whole other story.

Look up the word FRAUD in a dictionary. Read carefully what it means.

Also remember, if you get federal need based aid…it’s fraud at a federal level. You really want to do this?

If your mom makes $40,000 a year, you aren’t likely to get the full Pell Grant anyway.

What does she hope to gain beside YOU losing your aid, and possible admission offers.

You need a different financial plan than being dishonest on the financial aid application forms.